If You’re Returning to Work, AMBA’s Got You Covered.
AMBA’s commitment to retired public employees and educators now also extends to alumni groups and professional organizations. AMBA’s tailored insurance and benefits solutions now include professional liability insurance, called Proliability. Are you an educator or other professional considering coming out of retirement or working part-time? It’s important to understand the risks you face in a lawsuit and how your employer might protect their own interests above yours.
Do You Need Professional Liability Insurance?
Many professionals believe their actions on the job are covered by their employer. Because of this, they think they don’t need to get their own professional liability insurance coverage. However, nearly all professionals – at every stage of their career- should have this important coverage.
Liability insurance policies may only cover the person or organization named. Your employer’s policy – and the attorney they appoint – protects your employer first and may not protect you or any other individual.
In addition, your employer’s coverage may be limited to the duration of your employment. If a lawsuit is filed any time after you no longer work there, you may not be covered and could be personally liable.
The Risk of Lawsuits for Educators
If you’re considering returning to the classroom post-retirement – whether it’s full-time, part-time, as a substitute, or even volunteering – you should consider the need for Professional Liability Insurance. Teachers face the risk of liability lawsuits from students, a student’s parents, or even other faculty. If you were relying on a union or your employers’ professional liability to offer you complete protection, you may be unknowingly leaving your career – and your personal finances – exposed. That’s where Proliability comes in. We offer coverage that gives you peace of mind to do your job.
Let Proliability powered by AMBA take care of you so you can take care of your job. Proliability is a leading provider of professional liability insurance that you can count on to deliver solid protection and financial security. Get a quote and apply online for the coverage that fits your needs. Visit Proliability.com today or call 800-375-2764.
